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Tax Conscious Investing

Tax Conscious Investing

Many people make the mistake of assuming they can’t avoid taxes, and that’s not entirely true. There are many tax strategies that allow you to keep more of your money. Tax conscious investing means making investment decisions with the tax implications in mind. Our financial advisors can help you create investment strategies that allow you to minimize taxes.

Tax planning is important when you’re saving and investing money for your future. While we want to see short- and long-term gains in your portfolio, we also want to make sure you’re not spending an inordinate amount on capital gains taxes as a result. Similarly, we’ll help you create a distribution strategy in retirement that minimizes your tax liability.

While you have to meet your legal obligations, there’s no benefit to paying extra in taxes. Any amount you don’t have to pay to the IRS means more money you can put toward saving and investing for your future. 

Examples of Tax Mitigation Strategies

When our investment advisors work with you, we’ll create a comprehensive tax planning strategy to reduce your tax liability. Here are some examples of what this may look like for you. If you’re a business owner, you have even more options for reducing your tax liability. 

  • Tax-Loss Harvesting
  • Manage Capital Gains
  • Manage Distributions
  • Invest in Municipal Bonds
  • Transition Management
  • Tax Smart Withdrawals
  • Employee Retention Credits
  • Research and Development Credits
  • Earn Tax Free Income
  • Maximize Deductions & Tax Credits
  • Contribute to a Retirement Account
  • Claim Business & Office Deductions
  • Donate to Charity

Since taxes make up much of your expenses, it’s important to manage them. There are many options to reduce your tax burden legally when you’re investing for your future or withdrawing money in retirement. Our financial experts specialize in reducing your tax liability using tax advantaged investments. 


What Can I Invest in to Reduce Taxes?

There are many options to reduce your taxes, including investing inside of a tax-deferred account or using municipal bonds to receive tax-free interest. We can help you create the most effective tax planning strategies for your financial situation. 

How Can I Reinvest Money to Avoid Taxes?

If you keep your investments in a tax-deferred account, you don’t have to pay taxes until it’s time to take distributions in retirement. You can also use other strategies to reduce your burden, such as tax-loss harvesting. For specific information about your situation, please call us.

How Do High-Income Earners Reduce Taxes?

High-income earners take advantage of the IRS rules, such as using capital gains losses to reduce capital gains taxes, investing in municipal bonds for tax-free income, and contributing to a tax-deferred investment account. We’re here to create a customized tax strategy for you.

Speak to an Advisor

We specialize in employing efficient tax strategies to reduce your taxable income, helping you keep more of your hard-earned money. With investment management, it’s not just how much your assets earn, but also how much you get to keep of those earnings. We are happy to discuss your tax conscious investing needs.

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